Category: Finance

• The Research Portfolio is a folder of five documents: On a topic that you have selected and refined in partnership with your supervisor you need to produce: (1) a 1500 word literature review that frames the research question you will be addressing; (2) a 1000 word research design that outlines you plan for pulling together the evidence and analysis you need to answer you research question; (3) a 500-word reflective learning note on what you have learnt from doing the research portfolio; (4) an ethical review (on a template we give you) to review the ethical dimensions of the research design you have outlined in (2); (5) a set of three summary meeting notes from the meetings you have had with your supervisor over the course of doing your research portfolio.

Course Project For the Course Project, you will be expected to locate the financial statements of a publicly traded company for the past two years and perform a complete analysis of those statements using all the concepts you have learned in the course. Go to the PBSC library: Search for the company you wish to analyze. Their financials will be listed in Yahoo Finance, the company’s website, or any business database. Feel free to consult with the Librarian for the Bachelor’s Program. Formatting and length guidelines: Use the APA (American Psychological Association) guidelines for formatting the title page (make sure you give your paper a meaningful title like “Financial Analysis of XYZ company”), cover page, references, in-text citations, and subheads and appendixes. Some (free) helpful sites for APA-style citations are on the PBSC library website. Your completed paper should be a minimum of 25 pages, plus a title page, a list of references, and an Appendix as needed. Each section of the paper should be a minimum of 5 pages, plus the cover and reference page and appendices as required. You should use MS Word format, double-spacing, 1-inch margins all the way around, page numbers on every page except for the title page, and 12-point Times New Roman font. Correct spelling, grammar, and punctuation are expected. You are also likely to write formally at a collegiate level. Research guidelines and Writing guidelines: Throughout the term, you will submit different sections of the Final Project and receive feedback from your instructor. Before using those sections for the final paper, review the feedback carefully and edit the sections to incorporate them before using them in your final paper. Your paper should have the following sections, using headings and subheads. Each section should have at least five pages of content plus the cover page, reference page, and relevant statements. While you must reference and include parts of the statement in your analysis, the statement should not be part of your five pages of content. For example, your full income statement should not be counted as part of your five-page analysis of the income statement. Part 1. Introduction: In this section, introduce the company you have selected and include basic background information about the size and type of company, locations, products, market share, stock price, etc. Part 2. Ratio Analysis: In this section, you will complete the Ratios Analysis of the company you chose based on the commonly used ratios, as found in the textbook: Chapter 3, page 66, Table 3:6 Common Financial Ratios. Omit the Market Ratios. After calculating the ratios, please provide an overview of ratios and their purpose and describe each category. Liquidity ratios. Financial leverage ratios. Asset management. Profitability ratios. Comment on what each is measuring and what the result tells you about how the company has performed. Compare and comment on how the company generally performed compared to the industry within which it operatesthe Industry Ratios or by researching the PBSC library. Your analysis should be a minimum of 5 pages plus the cover page, conclusion and recommendations, reference page, and calculations of the 20 ratios. Part 3. Income Statement Analysis: In this section, you will analyze the company income statement using information from the textbook as a guide. Be sure to provide an overview of the income statement and address the following: the total revenue/sales, costs of goods sold/revenue /sales, operating expenses, net income, etc., for each year. How have these numbers changed over the three years? What could be why these numbers have changed how they have? What are the trends, what are the numbers saying about the company’s performance, and what are your recommendations Part 4. Balance Sheet Analysis: In this section, you will analyze the company’s balance sheet using information from the textbook as a guide. Be sure to provide an overview of the balance sheet and address the company’s current assets, current liabilities, total assets, shareholder equity for each year, etc. Discuss how these numbers changed over the three years and what could be some reasons why these numbers have changed the way they have? What are the trends, what are the numbers saying about the company’s value, and what are your recommendations? Part 5. Cash Flow Analysis: In this section, you will analyze the company’s cash flow statement. Your analysis should include an overview of the cash flow statement, an analysis of the cash flows from operating, investing, and financing activities, and the change in cash and cash equivalents for each year. How have these numbers changed over the three years, and what could be some reasons why these numbers have changed the way they have? Final Project. For the final project, you will combine all five previous sections into one document for submission and include your conclusion and recommendations. What are some of the conclusions you reached? What are the highlights of your paper? What recommendations would you make to the management of the company? What recommendations would you make to shareholders in the company? Your final project must be submitted with your cover page, a table of contents, a reference page, and an appendix with the different statements. I chose for my company is amazon

Complete SECTION 9 of the Business Model Canvas and respond to the following:

• For what value are our customers really willing to pay?
• For what do they currently pay?
• How are they currently paying?
• How would they prefer to pay?
• How much does each Revenue Stream contribute to overall revenues?

Definition:

Revenue Streams

Represents the cash a company generates from each Customer Segment (costs must be subtracted from revenues to create earnings).

If customers comprise the heart of a business model, Revenue Streams are its arteries. A company must ask itself, for what value is each Customer Segment truly willing to pay? Successfully answering that question allows the firm to generate one or more Revenue Streams from each Customer Segment. Each Revenue Stream may have different pricing mechanisms, such as fixed list prices, bargaining, auctioning, market dependent, volume dependent, or yield management.

• Kawasaki, Chapter 4: The Art of Bootstrapping.
• Teng et al.,
• .
• Jurevicius,
• .
• McFarland,

Cost Structure

Describes all costs incurred to operate a business model.

This building block describes the most important costs incurred while operating under a particular business model. Creating and delivering value, maintaining Customer Relationships, and generating revenue all incur costs. Such costs can be calculated relatively easily after defining Key Resources, Key Activities, and Key Partnerships. Some business models, though, are more cost-driven than others. So-called no frills airlines, for instance, have built business models entirely around low Cost Structures.

• Kawasaki, Chapter 5: The Art of Fund-raising
• Shao and Sun,
• .
• Small Business Association,
• .
• Medine,
• .

So Im writing a paper for my research project on the The Role of Financial Literacy on Spending and Saving Behavior in Riyadh, Saudi Arabia

for now our group is writing the literature review and my part is focusing only on the Saving part with 5 references.

please write one page of literature review discussing the saving part in relation with Financial Literacy.

This is the 6th assignment of a group of 7 assignments that will be combined in a final paper later where each week we dive into a new section of our business plan. Please reference the documents I attached from last 5 week’s assignments so you can understand what the business is about. Only use the attachments for your reference and understanding. Do not copy word for word, just use the attachments to get an idea! This assignment should only focus on the below instructions. Be sure to hit each and every applicable bullet point to the business I am developing in this project.

DO NOT USE AI TO WRITE THIS ESSAY. DO NOT USE AI THEN USE A HUMANIZER TO FIX THE ESSAY. I have reported a previous writer for using this method.

Please make sure grammar and flow is excellent. Make sure it makes sense, the english is excellent and there is no run on sentences.

I will be using GPTZero and other AI detectors to check.

Develop a six- to seven-page APA formatted paper with at least six to seven citations and references. Title page, references, and appendices are not included in the total page requirement. For each business plan segment, address the items provided. Note those items for which you may not yet have enough information and ignore those that do not apply to your business plan. Remember, you can revise any segment before submitting your complete business plan in Week 7. First, prepare income statement projections. Then, prepare cash flow projections and balance sheets. Next, prepare a narrative describing for the reader what the financial statements document. Do not force your readers to arrive at their own interpretation; tell them what the statements mean in terms of business performance. Make sure all the below requested financial statements are in the appendices.

Business Plan: Segment 11: Financial Plan

• Narrative Account of Financial Performance
• Income Statements
• Include three income statements reflecting the first three monthly statements as part of the first quarter: First Year: Monthly projections; Years Two and Three: Quarterly projections; Years Four and Five: Annual projections. For existing businesses include the actual annual income statements for the last three years.
• Balance Sheets:
• Include four balance sheets, one for each quarter of the first year.
• Cash Flow Projections
• Include three cash flow projections reflecting the first three monthly statements as part of the first quarter
• Quarterly statements for the remainder of the first year
• Years two through five, provide annual projections
• Appropriate Financial Ratios.
• Capital Requirements and Use of Funds

Discussion Prompt

Overview:

Please watch this video on limitations of Ratio Analysis:

Instructions:

After watching both videos, please answer the following questions:

1. In the video, Jim walks through several key limitations in the areas of reliability, comparability, relying on only one data source, and using information based in the past. Which limitation do you feel is the most worrisome? What might you do to compensate for the limitation you identified?
2. Outside of the four key areas of limitations, Jim also explores a number of key elements that ratios arent able to convey. What characteristics of a firm would you most want to know about if you were to invest that you would not be able to glean from ratios? How would you go about gathering that information if you cannot get it through financial statements and ratio analysis?

(Please do not use any outside sources to complete this order)